![elemento lateral](https://groupcosbpo.com/wp-content/uploads/2023/05/after-element.png)
![Collections And Recovery](https://groupcosbpo.com/wp-content/uploads/2023/05/img-2-administracion-de-cartera.png)
Collections And Recovery
Our excellence in collections and recovery at any stage of the debt delinquency timeline has improved our ability to serve any type of segment. Our credit expert team has the capabilities for implementing technological strategies to prevent outstanding accounts from reaching advanced delinquency stages. In addition, we offer real-time payment plans adapted according to each stage. We analyze and manage user data to minimize risks and collect on time, thus reducing the delinquent portfolio of our business partners.
Stages
![Preemptive Collections](https://groupcosbpo.com/wp-content/uploads/2023/05/cartera-preventiva.gif)
Preemptive Collections
![Stage 1/ Early stage Collections: 30 days past due](https://groupcosbpo.com/wp-content/uploads/2023/05/cartera-administrativa.gif)
Stage 1/ Early stage Collections: 30 days past due
![Stage 2 collections: 60 days past due](https://groupcosbpo.com/wp-content/uploads/2023/05/cartera-pre-juridica.gif)
Stage 2 collections: 60 days past due
![Stage 3 collections: 90 days past due](https://groupcosbpo.com/wp-content/uploads/2023/05/cartera-Juridica.gif)
Stage 3 collections: 90 days past due
![Stage 4 collections: 120-180 past due](https://groupcosbpo.com/wp-content/uploads/2023/05/estrategias-de-recaudo.gif)
Stage 4 collections: 120-180 past due